First Home Buyers
We Are Property Finance Experts, Not Salespeople
Finding the right home loan can be a complex and time-consuming task, especially for first home buyers. Many borrowers navigate the daunting number of options by using a mortgage broker to source their loans – over half of all residential mortgages are now written by brokers in Australia.
What Is A Mortgage Broker?
Mortgage brokers are intermediaries who stand between the borrower and a panel of lenders; their job is to understand the borrower’s financial situation and goals (brokers have a duty of care not to recommend a loan that will cause the borrower “undue hardship"). They match the borrower to a suitable loan, and package the loan to the recommended lender.
How Does A Mortgage Broker Get Paid?
A mortgage broker is paid a commission by the lender, and under legislation – the National Consumer Credit Protection Act – the estimated commission is disclosed prior to any application being made on behalf of the borrower.
Why Use A Mortgage Broker?
First Home Owners Grant
Click HERE to see if you are eligible for the First Home Owners Grant in your state/territory.
Free Mortgage Calculators
Check out all our free Mortgage Calculators HERE
Simply fill in the form and we will contact you directly to discuss your home loan needs.